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Benjamin Lyon
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  • Washington, DC
  • United States
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Niladri Sekhar Roy and Benjamin Lyon are now friends
November 26
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Benjamin Lyon updated their profile
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Photo courtesy of Ken Banks, kiwanja.net What inspired you to found Kiwanja.net and FrontlineSMS? Ken: I’ve been interested in conservation and development for a long time, and had been trying to work out how to apply my IT skills to many of t...
September 2
August 26
Benjamin Lyon and V.S.Janagan are now friends
August 19
Benjamin Lyon added a discussion
CreditSMS is currently compiling a database to list every airtime (AT) and mobile money transfer (MMT) provider in Africa. The database will allow users to shop for the best price as well show software developers what systems are available to buil...
August 13
August 12
world. Please do contact me...at ramanojas@gmail.com
August 6
Hi Ben, I concur your views on this topic. We have experienced the factualy difficulty faced by Field officers of MFIs in india and Asia pacific, in authenticating and updating day to day transaction details in time to the concerned branch or the ...
August 6
August 6

Profile Information

What is the name of your company or organisation?
CreditSMS: The Future of Microfinance
What is your position in your company or organisation?
Executive Director
What does your company of organisation do?
CreditSMS is developing an SMS-based microfinance delivery and tracking system in order to reduce the transportation costs associated with delivering credit to clients in rural and disconnected areas. In turn, we hope microfinance institutions will use revenue saved to lower their interest rates, making the loan environment more amenable to BOP entrepreneurs and encouraging higher participation.
In which African countries does your company or organisation operate?
We plan to release pilot programs across Sub-Saharan Africa soon and hope to have a presence in every country in Africa within the next five years.
What is your website?
http://www.creditsms.org

Benjamin Lyon's Blog

Benjamin Lyon

Interview with Ken Banks, founder of kiwanja.net and FrontlineSMS



Photo courtesy of Ken Banks, kiwanja.net

What inspired you to found Kiwanja.net and FrontlineSMS?

Ken: I’ve been interested in conservation and development for a long time, and had been trying to work out how to apply my IT skills to many of the th… Continue

Posted on September 2, 2009 at 6:42am —

Benjamin Lyon

The 'Phone as Cow' Model


Photo By: Ken Banks, www.kiwanja.net

Mobile phones are quickly becoming the hottest topic in development. Everyday, waves of new innovations are rolled out to connect 'bottom of the pyramid' (BOP) entrepreneurs to… Continue

Posted on August 4, 2009 at 4:22am — 2 Comments

Benjamin Lyon

Increasing Revenue & Impact Through Technology

Aaron Ewedafe wakes up every morning at least one hour before the sun rises. Donning his satchel full of client records and repayment schedules, he hails the nearest okada driver and races into the surrounding countryside to begin a long day of loan group meetings. The trip from headquarters in Oshogbo to the village of Ojudo and back can take all day. Aaron rarely makes it home before nightfall. Altogether, Aaron spends 112 hours and 5,000 naira a week to manage 350 microloan recipients. His pr… Continue

Posted on August 3, 2009 at 11:13pm —

Comment Wall (14 comments)

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At 6:02am on October 7, 2009, modou njie said…
am interested in partnership : contact@nwebplus.gm
At 11:17am on September 11, 2009, Adegbuyi Benson Mayowa said…
can we partner for Nigerian Microfinance banks services?
+2348053047165
Mayowa
At 7:41pm on September 8, 2009, Benjamin Lyon said…
Join me at Africa Gathering in London on October 9th and 10th, where I will make a presentation on "Mobile Microfinance." To learn more about Africa Gathering or purchase tickets, visit www.africagathering.org.uk.

At 1:51pm on September 1, 2009, Samuel Agbi said…
This is a great innovation.
Regards
At 5:35pm on August 26, 2009, Nirav Pandya said…
Hello Ben,

Greetings.


I am pleased to introduce Netcore Solutions Pvt. Ltd.(India) as the Top Ranking Software & Solution provider in Messaging and Mobility Solutions. Netcore has emerged a very strong player in local and global market.

Current Solutions in Messaging :

=> Emergic MailServ
=> Emergic CleanMail
=> Emergic EmailArray
=> Emergic FlexiMail
=> Emergic ClusterSuite
=> Remote Infrastructure Management Services
=> International Email Gateway
=> Email2SMS

Awards and Certifications

1. EMS is Red Hat Ready Certified.
2. ECM has received Checkmark Premium Anti-Spam Certification for accurately detecting 99% spam with no false positives in independent testing
performed by West Coast Labs, UK.
3. Netcore Solutions declared as Runner Up in ‘True Mobile Start-Up’ category at GSMA Mobile Innovation Global Awards ’08

The Proposal

This is in reference to business partnership with your company. We , netCORE are interested in setting up business partners for offshore /onsite software project solution requirement opportunities available in your country . netCORE is looking for Partners to position better our solutions in the market.

We look forward to developing a long term business relationship with your company. For further details, please visit our websites www.netcore.co.in & www.cleanmail.in or contact us. Thanking you in anticipation and looking forward for an early response.

FYI : Further details of our Indian Clients and International Clients are at the end of the mail.

Thanks and Regards.
From :
Mr. Nirav pandya- International Sales
Netcore Solutions Pvt. Ltd.
Online ECM demo: http://demo.emergic.com/cleanmail/
***************************************************************************************************************
Nirav.pandya@netcore.co.in | www.netcore.co.in | www.cleanmail.in
Address : Peninsula chambers,Peninsula Corporate Park,G.K.Marg,Lower Parel (West), Mumbai, 400013 India.
Direct : 91-22-66628162 : Board : 91-22-66628000/01
Chat id: msn: Nirav.pandya@live.in, Yahoo: whitetiger_nipan, skype: sabby001
***************************************************************************************************************
Corporate Office & R&D Center : Mumbai
Presence at : Delhi, Bangalore, Chennai, Pune, Hyderabad, Ahemedabad
***************************************************************************************************************
Netcore has its presence in India, EMEA, Oceania with the 1200+ strong customers' base and a large family of Dealers and Resellers.
***************************************************************************************************************
Some of our client of Repute in India in various segments are as follows...
============================================================================================
Banking : Bank of India, IDBI Bank, DCBL, IndusInd Bank
Financial Services : Kotak Securities, ShareKhan (SSKI), NSDL, Fortis Securities, IDBI Principal, Birla Global, Prudential ICICI,UTI Securities
Manufacturing : VIP Ltd (Blow Plast Group), Onida, Gujarat Ambuja, Saint Gobain (India)
Textiles and Garments : Raymond, Bombay Dyeing, Steve & Barry's
Pharmaceuticals : Unichem, Cipla
Logistics : Lee & Muirhead, Jeena & Co, G.E. Shipping
Advertising and Media : Lowe Lintas, Grey India, FCB Ulka, Leo Burnett, Mudra Communications
Tours & Travel : Travel Corporation of India (TCI),Kuoni Travels (SOTC), Cox & Kings,
============================================================================================
Some of Our international Clients are ..
Australia : Bytecomm, Family Radio
Bangladesh : Digital E Solutions, Daffodils Group, Toss BD
East Africa: Westwood, Lotus, Satconet
Malaysia : Q Y Tech
New ZeaLand: Computer Trouble Shooters
South Africa : Hartman Production, Real Exchange, thuso , wsnet
UAE : Wide Systems, CanCanEasy Web Limited
Zambia : quick edge , Nacor , Silzambia
Tanzania : cybernet , satconet , baker tilly
At 3:18pm on August 12, 2009, Benjamin Lyon said…
CreditSMS was recently featured in an article, "CreditSMS Helps Structure Informal Mobile Finance," in PC World. You can read the article here.

Best,
Ben Lyon
At 4:07pm on August 6, 2009, Gift Kaseke said…
Thats great Ben

I will definately give you a lot of information. Just that right now i am having link problems but will soon be sorted out. My email is kasekegift@gmail.com. Pleaase stay in touch. I appreceate

Regards

Gift
At 7:31am on August 4, 2009, David Yates said…
Hello Ben,

That's great. What is your email address? You can reach me at genesisfacility@shaw.ca.

Regards,
David Yates
At 5:37am on August 4, 2009, David Yates said…
Hello Ben,

Thank you for your comments. Our mission is quite broad as it arose from the need to develop a much more comprehensive and holistic approach to planning and financing sustainability. We plan to use conventional and unconventional funding solutions for the developing and developed countries to forge a new partnership. Sustainability offsets, described on our website, are just one of the tools we will use but they represent a powerful remedy for countries lacking foreign currency. We also plan to launch our own microcredit program and support those programs which work. There is room for enormous improvement in the microcredit industry and we are seeking solutions of the kind you offer in order to achieve measurable and sustainable results.
What in particular would you like to know? Our mission and plan is quite broad so it would be easier for me to tell you more about specific areas of interest to you.
How are you funded? Would you be interested in becoming a strategic partner with us for delivery of your system?

Regards,
David Yates
At 5:12am on August 4, 2009, Benjamin Lyon said…
If you like our idea, please consider creating a profile on Africa Rural Connect and endorsing our idea. All proceeds from the competition will be put toward developing pilot programs in Sub-Saharan Africa.

Cheers,

Ben Lyon
Executive Director
www.creditsms.org
 
 

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